Foreclosure Solutions

Most homeowners rely on a steady income stream from their employment to pay for the roof over their heads. The loss of this income — whether from extended unemployment or medical issues that make it impossible to work — is often the root cause of properties falling into a distressed state. It’s a common experience that can still make you feel very alone. We’ll be there with you.

The dissolution of a marriage is a stressful life change for anyone, and made even more difficult when property ownership is involved. Who is responsible for the mortgage debt? Can one spouse assume the mortgage? Is there a due-on-sale clause? The questions come fast and furious during a very trying time. We can help you make sense of it all.

The passing of a loved one is such an emotionally taxing event. The loss is compounded when financial issues related to property ownership impact surviving spouses and/or heirs.

Due-on-sale clauses can make an entire mortgage balance due. Borrowers frequently pass on their mortgaged homes to inheritors that are not equipped to deal with the financial and logistical responsibilities. Communication between the family and lender can be strained. We can be your voice.

Predatory lending practices continue to be prevalent in the area of home mortgages. Since home loans are backed by a borrower’s real property, a fraudulent lender can profit from a bad contract with terms in their favor, or from the sale of a foreclosed property if the borrower defaults. We will be your ally.